FIRE CLAIMS PROPERTY CLAIMS BUSINESS INTERRUPTION

What is a First Party Insurance Claim?

A first party claim is a dispute between you and your insurance company for its refusal to pay full benefits. Damage to your property (business and/or personal) can occur as a result of fire, water, storms, trees, sewer backup (to name just a few) and your insurance company has a duty to provide you proper coverage and pay on covered losses.  Fire Claims (and other losses) are our specialty.

Insurance policies are often difficult to understand even for sophisticated and experienced business people. Fred Millard, Attorney at Law PC works with its clients to level the playing field and ensure that you thoroughly understand the coverage you are entitled to and for which you paid. Fred Millard is a fire claims expert.

Fred Millard represents policyholders, NOT insurance companies, in coverage disputes and advises clients on insurance issues and rights under their policy.

Due to Fred's unique background a successful litigator and as a previous owner of an insurance adjusting company and construction company, his firm is able to maintain a high success rate at getting its clients the best recovery of benefits. 

Why do I need assistance?

When dealing with insurance claim disputes, it is important to remember that insurance companies benefit by minimizing your claim. After all, an insurance policy is a contract. Whatever you do, do not take on the insurance companies alone. Keep in mind that insurance companies are not there to protect your legal interests. It matters how you answer your adjusters' questions and you should not admit or sign anything without consulting a lawyer first. Insurance companies hardly ever make a decision without consulting their attorneys.  They have legal help. You should, too. 

Damages as a result of:

• Fire  
• Windstorm  
• Sewer Backup  
• Water  
• Trees

Coverage Issues: 

• Fire Claims
• Homeowners Insurance Claims
• Commercial Property Claims
• Claims Wrongly Denied for Alleged Arson or Fraud
• Bad Faith
• Life Insurance Claims
• Windstorm Claims
• Water Damage Claims
• Insurance Disputes

Insurance Litigation We fight the insurance companies so you do not have to!